What are Evergreen Topics?

 (photo credit: marketingartfully)

Those of you embarking on a freelance writing career may run into many terms. One term that you may see more frequently than others is: "Evergreen."
Evergreen topics are subjects that don't change. They are topics that people are always (and will forever be) interested in. These Evergreen topics will always be trending and always searched for.

Some examples of Evergreen topics include:

• Money 

Anything to do with the stock market, credit, etc are always trending.

• Employment 

Employment news and advice, especially nowadays, is a very hot topic. With the recession and Obamacare, people are hungry for the latest information. Many new laws are impacting small businesses, and people who are looking for employment, or to open a new business need to know what is going on in their area of the world. Not to mention, people are also curious about working from home. People want to know which sites are legit, and which ones are scams.

• Relationships 

Relationships will always be a hot topic. Love, marriage, dating, divorce, friendships, etc are topics that are searched for on an hourly basis. People look for advice. People want to know how to keep the spark in their marriage alive. People want to know how to handle "fair-weather" friends. People want to know how to handle that creepy co-worker who is always giving you the eye.

• Parenting 

Parenting is a 24/7/365, for-the-rest-of-your-life job. It is the most important (and rewarding) job a person will have. A new parent may want advice on how to handle their 2 year old's "terrible two's." Someone may want advice on what schools to send their child to.

• Gardening 

During the spring and summer, you may pass many beautiful gardens on the way to your destination. You may find yourself wondering how to make your garden just as beautiful. If you're a writer, help out your fellow gardens and share some of your secrets. Also, with the rising prices of fruits and veggies, many have taken to growing their own food. People want to know how to grow their own food. Help a fellow food grower out and offer your expertise to your readers.

If you're looking to reach more viewers, try writing an article using an "Evergreen" topic.

The dangers of mobile banking

Photo Credit: techgenra

Mobile banking has become increasingly popular, since we are all pretty much dependent on mobile devices. Many phones have apps where you can do your banking from where ever you are. Banking apps can help you deposit checks, transfer funds, pay your credit card bill, etc. But, how safe is it to bank from your mobile device?

In this article, I will discuss some of the dangers of banking on your mobile device, and provide tips to help you bank safely from your mobile device.

Dangers to keep in mind

• Not all transmissions are safe. Some of your private information could be seen by a third party.
• You are at an increased chance of identity theft if you banking isn't password protected.
• Keep in mind that automatically saved passwords aren't always safe.
• If you share your mobile device with someone, they could view your information.
• Old phones may still have your personal banking information.

Ways to bank safely

1. Be sure to bank with a secure connection. Make sure you are using your bank's official app. There are a lot of copycat apps out there. You don't want your banking information to get in the wrong hands.
2. By having a password protected banking app, you are securing your private information from being hacked into. Be sure to create a password that contains symbols, numbers, upper and lower case letters.
3. Do not automatically save your passwords. The seasoned identity thief can still gain access to your personal information. Write down your password and keep it secure.
4. We all have loaned our phone out to at least one person in our lives. Whether it is our child, a friend, or a friend of a friend, we've loaned them our phone to play a game, or make a phone call. Be sure that you've signed out of accounts that contain personal information.
5. If you are upgrading your mobile device, be sure to delete all information from your device's memory. The next person who has your old phone could gain access to all of your private information, especially if you've never logged out of your accounts.

Mobile banking is a convenient method of banking for the adult on the go, but, it can also become dangerous if you don't bank securely. Keep in mind all of the above steps and you should have no problems with your banking experience.

How to use an accounts receivable template

To see books on accounts receivable, click on the photo.

Account receivable is an essential part of any business. With accounts receivable aging wordbook, you can track money that you expect from your customers. Whether your business provides goods or services, using an accounts receivable aging wordbook template will help you gain piece of mind that you will have enough monetary funds to keep your business in operation.

You may be asking yourself, "How do I keep track of accounts receivable aging wordbook?" Accounts receivable aging wordbook has a template that can be downloaded for free.

Information needed in an accounts receivable aging wordbook:

-Names of your customers and clients
-Date of service/product delivery
-The amount of the receivable
-The terms of payment

What an accounts receivable aging wordbook template may look like:

-Column A should contain the name of your customer/client.
-Column B should contain the date when services were provided.
-Column C should contain the amount that you expect to receive from services. If you provide services to other countries, you should separate the monitoring sheet for currencies used. This way you don't mix various currencies together.
-Column E should contain 0-30 day payment terms.
-Column F should contain 31-45 day payment terms.
-Column G should contain 46-60 day payment terms.
-Column H should contain 61-90 day payment terms.
-Column I should contain 91-120 day payment terms.

When it comes to columns G through I, make sure you check with your client's accounting department in order to ensure accuracy. Ask for any misplaced invoices, or if your client is having any issues with their services. If your client exceeds their column, it may be necessary to send a payment demand letter.

The last column on the accounts receivable aging wordbook template should contain the amount of money expected from your clients.

The accounts receivable aging wordbook template is an invaluable excel tool. It will give you peace of mind, and ensure that your business is making the amount of money that you expect to be making. Let your accounts receivable aging wordbook drive your company on the road of success.

source: http://www.smallbusinessnotes.com/business-finances/aging-of-accounts-receivable.html

[photo credit: www.spreadsheetshoppe.com]

Why I will be deleting my Bubblews posts and moving them here

For a year and a half, I had been a loyal member of social networking site Bubblews. It is a site where you can write about anything you want and "earn money" for it. I earned quite a bit of money from it for the first year and 2 months.

The last few months have been terrible. With the increase of spammers, technical glitches, and staff not communicating with their members when they inquire about their payments, I've felt less comfortable on the site. I wrote nearly 1,100 pieces for Bubblews, and generated a TON of traffic for the site. I also referred members to that site (most of which have left because of the above problems).
Actually, the main reason most of my referrals have left is because they haven't been paid.

Now, it looks like I may be leaving too. The site has become overrun by spam bots and they are just too distracting. Not to mention, I haven't received payment for my posts for the past couple of months. Bubblews owes me well over $100. I have emailed them over a handful of times without any reply. If a site says that they will compensate users for their posts, I expect compensation. Otherwise, I'm going to go elsewhere. Also, I don't like being distracted by spam bots. When I write posts, I don't want to see spam bots in my comments section. I enjoy interacting with readers. I don't like to feel as if I'm talking to a wall when I'm writing. I also don't like the fact that when I delete the comments on Bubblews, I lose money.

These are reasons why I'm leaving Bubblews by August 15. I'm giving Bubblews staff by this date to reply back to my emails. If they don't respond, I'm taking down my posts, moving them here, and requesting for my profile to be taken down.

I will be slowly moving things here in the coming day, so keep an eye out. I will be doing a lot of work on the actual appearance of this blog as well.

I hope everyone is having a great weekend!

[photo credit:  www.activegarage.com]

The amazing health benefits of beans

Beans, also known as legumes, are a super food that is also good for your heart. With over 33,000 types of beans, it is the second most popular source of protein in the world. Some of the most popular bean types include: kidney beans, navy beans, black beans, and lima beans. Beans contain many nutrients that can help you in maintaining good health.

Beans are jam packed with fiber.
Beans are packed with enough soluble fiber to not only benefit your colon, it can also curb your appetite. The soluble fiber in beans can also help in reducing your cholesterol. During the process of digestion, the soluble fiber grabs bile that contains bad cholesterol, and removes it from the body before it is absorbed. It has been shown that if you eat a cup of cooked beans a day, it can actually lower your cholesterol by 10% in six weeks.

Beans are beneficial for diabetics.
The fiber in beans have been found to create more insulin receptor sites. The insulin molecules connect to the receptor site, which allows the insulin to reach the cells that need it. This will also keep a diabetic's cholesterol low.

Beans can lower your cancer risk.
Beans contain nutrients that can lower your risk of breast cancer, colon cancer, prostate cancer, and pancreatic cancer. A compound found in beans have been shown to keep normal cells from becoming cancerous. The compound also inhibits cancer growth.

Beans, often called "the poor man's meat," are an excellent source of protein and is budget-friendly. They are also a great source of potassium, iron, and folate.

(previously published by Shauna Silva on Yahoo Contributor Network)

For more on how you can introduce beans into your diet, click on the above photo.

[photo credit:  www.dreamstime.com]

The amazing benefits of avocados

Avocados, also known as "alligator pears," have many health benefits. This "alphabet fruit" contains vitamins A, C, E, K, and B6. They also contain anti-oxidants and health mono saturated fats. Along with these benefits, there are several more reasons why avocados should be added to your diet.

Avocados are high in potassium.
Avocados have 30% more potassium than bananas. Potassium helps in controlling blood pressure, and it aids in preventing circulatory diseases.

Avocados provide skin protection.
Chock full of vitamin E, this alligator pear can protect your skin and keep you looking healthy and young.

Avocados prevent symptoms of aging.
Rich in anti-oxidants, avocados boost the immune system and aids in keeping your nervous system healthy.

Avocados keep your eyes healthy.
Avocados can keep you safe from cataracts and macular degeneration, by means of carotenoid lutein .

Avocados can ease Arthritis.
The anti-oxidants in avocados can aid in preventing Osteoarthritis and Rheumatoid Arthritis. The avocado helps in reducing inflammation at the problem area.

From keeping your skin looking healthy, to easing inflammation due to arthritis, avocados have the nutrients you need to keep you living a longer and healthy life.

(previously published by Shauna Silva on Yahoo Contributor Network)


If you're looking to add avocados to your diet, you can find information available to purchase in my Amazon store. Click on the above photo for more information. 

[photo credit: www.dreamstime.com]

The amazing health benefits of apples

"An apple a day, keeps the doctor away!" The age old saying has been told from generation to generation. Thirty six states in America grow apples to sell nationwide, four states have apple as their state fruit.

There are many health benefits to eating apples:

Apples are a rich source of flavonoids.
Flavonoids aid in preventing heart disease and stroke. The skin of an apple contains a flavonoid called querectin, which helps boost your memory. Apples also contain a flavonoid called phlorizm, which aids in preventing bone loss during menopause.

Apples contain high levels of pectin.
Apples provide an excellent source of fiber, which aids in keeping the colon healthy. One apple contains 20% of your daily recommended fiber needs. Apples can also provide you relief from constipation and indigestion.

Apples are a good source of potassium.
Potassium aids in water balance and muscle function.

Apples are a good source of vitamins.
If you eat 100 grams of apple a day, you get 1,500mg of anti-oxidants a day, which will keep you healthy and free from illness.

Adding this super food sweet treat to your daily diet will not only curb your sweet tooth, it will also help you maintain good health!

One way to incorporate apples into your system is with some apple tea. Hot or cold, this tea is simply amazing. To order some apple tea, click on the above photo.

(previously published by Shauna Silva on Yahoo Contributor Network)

[photo credit: www.dreamstime.com]